My Crypto Portfolio

Probably the most interesting page for you, as I am showing you my Crypto allocation and especially where I hold my cryptos and where I stake which crypto.

As I do not trust anybody, I have diversified my cryptos and spreaded it over many crypto exchanges and also on personal wallets (hot & cold). You see my allocation in detail below...

I started January 2021 with a very small amount and just some cryptos. Then I did more and more research and bought more and more cryptos.

Now I have a diversified crypto portfolio which in my opinion is optimized for me to lower the risk of loosing money.

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But I need now to invest quite some time (new learnings) and managing my whole crypto portfolio. I like to do this work.

Why to buy crypto?

Why it does make sense in my opinion to hold crypto. Due to Corona money printing by central banks increased so much. This rises the money for goods to pay and this brings down the value of our FIAT (latin word, “a determination by authority”) money. Also my pension fund money. So how can I invest my money against inflation (inflation hedge) and to have enough money in my retirement. Here I show you my activities, which I hope will work for me.

Money printing & Inflation

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Due to Corona central banks are printing so much additional money. This rises inflation which lower the purchasing power of my fiat money.

My money on the bank

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I have almost no money on my bank. I just have enough money to pay montly needed goods (ex food, insurance). I have some money on the side in crypto stablecoin, to buy a dip, if crypto crashes.

My pension fund

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I paid since I started to earn money into the pension fund. Now I am worried, that when I am retiring, that my money in this fund has lost purchasing power!

My living & holiday house

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I have with my wife togehter a living house and also a holiday house (where we can live independent, own electricity, water, wood to heat). So these 2 property investments help us to have our portfolio diversified.

My stocks

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I have some money invested in stocks. I did quite well with stocks, but I moved the most of my stocks into crypto, as I believe with my research of the crypto I hold, I will outperform the stocks. But I will keep some stocks, to diversify my portfolio.

My crypto

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Since 2021 I started investing in crypto. I did a lot of research and I believe a lot  of crypto projects will be the best investment over the next years. But I believe also, that much more of crypto projects will disapear. there are thousands of crypto projects out there. Therefore an in deepth analysis of crypto project is crucial.

Which crypto I buy?

My research use crypto news sites and crypto video channels. Before I buy a crypto. I do a research by myself and do not decide on opinions of others, I just take this into account. The most important topics for me is, to have a good feeling about a crypto project. You find my research criterias in the blue box. If I bought a crypto I hold it mostly for a long time. I do no day or short term trading.

What problem solves this crypto project

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This is the most important topic to know about the crypto project. It must solve a problem, it must bring value. What is the USP (Unique selling proposition). The faster you can explain the benefit and the better it can solve the issue, the better.

Crypto project landing page

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Take a close look at the crypto home page. This is the business card, the entry for all people, to see, what the product ist. So a professional website is a must. It must have all needed information on this homepage.

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Crypto white paper

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Reading the white paper is a must, even it is complicated to understand. You need to understand what is going to be build. Does this makes sense? Take a look at the team, do they have the right people for this? Is the white paper well written? Or can it be a scam? There are examples, see “squid game” token scam. They just created a website, wrote a white paper with spelling errors and did some social media marketing.  As they had enough millions collected from people, they took all the money and disapeared.

Marked capitalization and growth rate

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Market capitalization is a very important number. As the price of the crypto coin or token is based on market capitalization. If money flows into this crypto, the price of the crypto is going up.

The team and developers behind

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The team behind the crypto is essential! The most important after the USP (Unique selling proposition). Take a close look about every person in the team and what benefit this person brings. Go also to other sites, like linkedin and so on. How many developers they have coding and how much code they distribute, see GIT commits (as example). Are they hiring people? Are they growing?

Competitors

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Are there other crypto on the market which solve the same problem. Why is this crypto project better than the other competitors? Is there a USP (Unique selling proposition). An example: This crypto chain is the fastest and has the least transaction costs of all other crypto chain out in the market.

Funding

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There should be investors believing in this crypto project. Do your research about who is funding it.

Tokenomics

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Here I need to learn more about this topic. It is important to understand the “tokenomics” of a crypto project. So do your research.

Can I stake it?

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Usually if a crypto project uses “proof of stake” consensus then you can earn money by providing your coins to be staken. This gives you like an “interest”. Usually shown as  APY (annual percentage yield). Example 6% APY for Solana. When a project is starting and start to stake, the APY is mostly much more high, and over time if more and more is staked, APY is going down.

My Crypto Portfolio Allocation

BTC, ETH, SOL are my strongest positions. I love SOL as I bought at the right time and it went parabolic.

    • I buy and hold
    • I hold on many crypto exchanges and also on many wallets, to diversify risk of loosing
    • I try to stake there, where it makes most sense to me, most driven by the percentage of staking
    [elegantchart categories=”BTC,ETH,SOL,CRO,VRA,HNT,OTHER” chart_style=”donut” chart_theme=”dark” palette=”palette10″ chartheight=”711″ active_labels=”off” _builder_version=”4.12.0″ _module_preset=”default” global_colors_info=”{}”][elegantchart_child name=”Crypto values” data=”32.15,21.75,18.29,4.24,4.09,3.16,16.33″ _builder_version=”4.12.0″ _module_preset=”default” global_colors_info=”{}”][/elegantchart_child][/elegantchart]

    Market Cap of some of my cryptocurrencies

    Graph below shows you the market cap of some bigger crypto product (semi-anual), to get an idea of how crypto markets move.

    [values shown in billion $]

      [elegantchart categories=”BTC,ETH,SOL,ADA,DOT,MATIC” chart_style=”bar” chart_theme=”dark” palette=”palette10″ chartheight=”1200″ show_x=”off” download=”on” admin_label=”Market cap big players” _builder_version=”4.12.0″ _module_preset=”default” animation_style=”fade” box_shadow_style=”preset1″ global_colors_info=”{}”][elegantchart_child name=”1 Jan 2021″ data=”131,83.3,0.085,5.46,7.44,0.085″ _builder_version=”4.12.0″ _module_preset=”default” global_colors_info=”{}”][/elegantchart_child][elegantchart_child name=”1 Jul 2021″ data=”629,246,9.10,42.7,14.6,6.79″ _builder_version=”4.12.0″ _module_preset=”default” global_colors_info=”{}”][/elegantchart_child][elegantchart_child name=”1 Jan 2022″ data=”902,448,55,46,28,18.4″ _builder_version=”4.12.0″ _module_preset=”default” global_colors_info=”{}”][/elegantchart_child][/elegantchart]

      Graph below shows you the market cap of smaller crypto product (semi-anual), to get an idea of how crypto markets move.

      [values shown in million $]

        [elegantchart categories=”CRO,HNT,GRT,AXS,EGLD,MANA,ENS,ILV,RAY,VRA” chart_style=”bar” chart_theme=”dark” palette=”palette10″ chartheight=”1200″ show_x=”off” download=”on” admin_label=”Market cap smaller players” _builder_version=”4.12.0″ _module_preset=”default” animation_style=”fade” box_shadow_style=”preset1″ global_colors_info=”{}”][elegantchart_child name=”1 Jan 2021″ data=”1339,86.6,440,30,384,120,0,0,0,2.13″ _builder_version=”4.12.0″ _module_preset=”default” global_colors_info=”{}”][/elegantchart_child][elegantchart_child name=”1 Jul 2021″ data=”2832,1137,1560,337,1500,894,0,44.8,190,46.5″ _builder_version=”4.12.0″ _module_preset=”default” global_colors_info=”{}”][/elegantchart_child][elegantchart_child name=”1 Jan 2022″ data=”14786,4178,3133,5727,4885,6103,812,672,521,156″ _builder_version=”4.12.0″ _module_preset=”default” global_colors_info=”{}”][/elegantchart_child][/elegantchart]

        My Crypto Landscape

        The crypto landscape is quite complex to understand.

        That’s why I created this table for me to see the relation of a specific crypto to the blockchain and all needed product and technical layers.

          Product
          Section
          Consensus
          Coin / token
          NFT
          Layer 2 blockchain
          Layer 1 blockchain
          Decentralized Exchange (dEX)
          Personal Wallet
          Verasity
          Video views rewards
          Video Entertainment
          Proof of view
          VRA token
          Ethereum
          Verawallet
          Decentraland Virtual World
          Virtual World
          Metaverse
          MANA token
          Ethereum
          Next Earth
          Virtual World
          Metaverse
          Binance Smart Chain
          Binance Wallet
          Axie Infinity
          Game
          Metaverse
          AXS token (ERC-20)
          ERC-721
          Sidechain Rohin
          Ethereum
          Illuvium
          Game
          Metaverse
          AXS token (ERC-20)
          ERC-721
          Immutable X
          Ethereum
          Metamask
          Pegaxy
          Game
          Metaverse
          PGX token (ERC-20)
          ERC-721
          Polygon MATIC
          Ethereum
          Metamask (Polygon Mainnet)
          Swiss Crypto Stamp
          Crypto Stamp
          NFT collection
          ERC-1155
          Polygon MATIC
          Ethereum
          Metamask
          Solanart
          NFT marketplace
          NFT collection
          Solana
          Raydium
          Phantom
          Helium
          Wireless coverage
          Telecom
          Proof of coverage
          Helium
          Liquidity Provider
          Token Swap
          Decentralized Finance (DeFi)
          Elrond
          Maiar
          Maiar

          My Crypto Staking

          I stake as much as possible with my cryptos, that I am still comfortable with it. There could be slight risk about loosing some money. Since January 2021 as I started I never lost money. As I do staking in so many different platforms, the risk is spreaded.

            • I earn “interest” for my crypto
            • What is staking in detail? See in fundamentals

            My Crypto Staking on Crypto Exchanges

            A good driver to learn about crypto is following

            • Start with a very small porfolio with a small amount of money invested in crypto. Do your own research, see above, how..
            • Just start with buying crypto from a crypto exchange. Get familiar with this, see the price going up and down (volatility), get comfortable with it.
            • Start thinking to optimize your portfolio with staking of crypto. Allocate there, where it makes most sense to you. Be aware if you send crypto from an exchange to another exchange or personal wallet, it will have some fees. A lot are with small fees, but others are with high fees, like today with Ethereum 1.0, where you have high (gas) fees!

            Below in the table you find my crypto staking portfolio.

            I update it regularly when I do allocate new crypto’s or need to renew my fixed staking period or change the exchange/wallet of a specific crypto, as it looks more safe or more profitable to me.

            As I do this documentation, it help me better understand the crypto staking landscape and to invest best for my purpose.

            The dark blue cells show, where I do have an active staking for this crypto.

              BTC
              ETH
              BNB
              SOL
              ADA
              DOT
              LTC
              CRO
              LINK
              MATIC
              UNI
              VET
              ATOM
              MANA
              GRT
              HNT
              CAKE
              CEL
              NEXO
              CHSB
              RAY
              AXS
              Binance (Fixed)
              9.2 - 9.9%
              5.09 - 7.79%
              11.51%
              11.34 - 12.20%
              3.47%
              9.47%
              13.56%
              5.12 - 7.65%
              31.25 - 36.42%
              13.24%
              110%
              Nexo (Flex,Fixed)
              7%, +1%
              7%, +1%
              7%, +1%
              7%, +1%
              7%, +1%
              7%, +1%
              7%, +1%
              7%, +5%
              Celcius (Flex)
              6.2%
              5.35%
              6.71%
              4.06%
              8.86%
              3.25%
              3%
              8.99%
              2.5%
              4.86%
              Swissborg (Flex)
              1.68%
              5.35%
              16.28%
              9.17%
              8.67%
              Kraken (Flex)
              0.25%
              5.0%
              6.5%
              5.0%
              12%
              7.0%
              Vauld (Flex,Fixed)
              4.6%, 6.7%
              4.6%, 6.7%
              1.0%, 3.04%
              1.0%, 3.04%
              1.0%, 3.04%
              1.0%, 3.04%
              Crypto.com (Flex)
              10.0%
              BlockFi
              4.5%
              5.0%
              4.75%
              3.5%

              My Crypto Staking with my Crypto Wallets

              BNB
              SOL
              ADA
              ATOM
              CAKE
              RAY
              ILV
              VRA
              BLOK
              AURY
              Exodus (App)
              6.79%
              4.91%
              10.56%
              Trustwallet (App)
              36.46%
              Verawallet (Browser)
              25.55%
              Phantom wallet (Browser)
              20.18%
              67%
              Metamask wallet (Browser)
              38.6%
              60%